Capital Community Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FIXED-RATE MORTGAGE
FHA MORTGAGE
VA MORTGAGE (Veterans Administration)
RURAL DEVELOPMENT (USDA) MORTGAGE

FIXED-RATE MORTGAGE

For a fixed-rate mortgage, the interest rate is guaranteed to remain fixed for the stated period of the loan. 

With a fixed-rate mortgage, you'll always know what your monthly principal and interest payments will be. You can also lower your monthly payments by spreading them out over a long period of time.

10-, 15-, 20-, 25-, and 30-year fixed terms available.


FHA MORTGAGE

FHA fixed-rate and ARMs are loans that are insured by the government. They are used to purchase or refinance 1-4 unit properties.

FHA mortgages include a low down payment and flexibility, if you have "less than perfect" credit.

FHA Fixed (10, 15, 20, 25 & 30 year terms available)

FHA ARMs (5/1 & 7/1 - 30 year terms only)

 


VA MORTGAGE (Veterans Administration)

Provides financing for qualified veterans, reservists, active duty personnel, or eligible family members.

100% Financing available - no down payment required.


RURAL DEVELOPMENT (USDA) MORTGAGE

Loans guaranteed by the USDA.  Subject to income and location guidelines.

No down payment program available.

 




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.